:root{font-family:Arial,sans-serif;color:#12302d;background:#f5faf7;line-height:1.65}*{box-sizing:border-box}body{margin:0}a{color:#14665c}header,main,footer{max-width:1080px;margin:auto;padding:24px}header{display:flex;justify-content:space-between;align-items:center;gap:20px}nav{display:flex;gap:22px;flex-wrap:wrap}nav a{text-decoration:none}.brand{display:flex;align-items:center;gap:12px;font-weight:800;font-size:22px;text-decoration:none;color:inherit}.tb{display:grid;place-items:center;width:52px;height:52px;background:#07151d;border-radius:16px}.tb span{font-size:29px;letter-spacing:-3px;background:linear-gradient(120deg,#22e6dc,#d4ef55);background-clip:text;color:transparent}.hero{padding:70px 0 60px;max-width:780px}.eyebrow{color:#287468;font-size:13px;letter-spacing:2px;font-weight:700}h1{font-size:clamp(34px,6vw,64px);line-height:1.12;letter-spacing:-2px}h2{line-height:1.3}p{max-width:760px}.lead{font-size:20px;color:#4a655e}.button{display:inline-block;padding:12px 22px;background:#143e35;color:white;text-decoration:none;border-radius:12px;margin-top:12px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:white;border:1px solid #dce9e2;border-radius:20px;padding:26px}.note{padding:22px 26px;border-radius:16px;background:#e4f2e8;margin:32px 0}.policy{max-width:840px}.policy h1{font-size:42px}.policy h2{margin-top:32px}footer{border-top:1px solid #dce9e2;color:#526a60;font-size:14px}footer a{margin-right:20px}@media(max-width:650px){header{align-items:flex-start;flex-direction:column}.hero{padding:35px 0}.grid{grid-template-columns:1fr}header,main,footer{padding:20px}}